News story

Esports Accident & Health Insurance

Feb 1, 2021 8:57:19 AM

For most of us, thinking of Sport brings back memories of muddy football fields, packed stadiums, or screaming at the TV as we suffer the bitter disappointment of England getting knocked out of another World Cup. However, the landscape has changed and seemingly every year the popularity of E-Sports is slowly taking its place alongside its more traditional name sake.

You would be forgiven for thinking that hours and hours spent playing popular computer games such as FIFA, Call of Duty and Fortnite were simply enjoyable ways to spend some down time – but all that has changed. Competitive online gaming has transformed the industry, with a huge following and massive prize money now involved. For many e-gamers, it’s much more than a hobby, it’s a full-time job; the world’s top 3 earners have all won over $6m each! Counter-Strike: Global Offensive paid $14.75m in winnings to gamers last year alone!

Of course, this now means that career ending injuries are no longer restricted to the likes of footballers breaking a leg or rugby player suffering knee damage – the very real prospect of having to give up a lucrative career in e-gaming is something all e-gamers are faced with.

Recently, Call of Duty gamer Thomas ‘ZooMaa’ Paparatto has had to retire from professional gaming due to injury. At just 25 years old, the pain in his hand has led him to take drastic action. “It breaks my heart to step away from a game I put my heart and soul into every single day for eight years,” Thomas said via Twitter.

“Going through that process of getting healthy again was one of the hardest things I ever had to do both physically and mentally, which led to a lot of stress and anxiety.”


Accident & Health Insurance from Worldwide Special Risks can protect E-Sports gamers from loss of earnings due to accidental death, disablement and a whole host of injuries and illnesses that would keep even the toughest competitors from the comfort of their gaming chair.

The standard coverage for E-Sports is for Accidental Death (AD) and Permanent Total Disablement (PTD Career Ending Incident) because of Accident or Illness with options for Enhanced Coverage extensions for things like Loss of Speech, Loss of Hearing, Mental Health Benefit and Re-Training.

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