News story

Yacht Crew Welfare Insurance

Mar 4, 2021 11:27:29 AM

Lloyds Insuranac Groups history with the sea flows from it’s very roots. The market began in Lloyd’s Coffee House, in 1686 on Tower Street in the City of London. The coffee house became a home to sailors, merchants, and ship-owners to whom Lloyds provided them with the latest shipping news, soon becoming a hub for marine insurance. The Lutine Bell (below) stands proudly in the Lloyds building to this day! The bell was traditionally struck when news of an overdue ship arrived – once for the loss of a ship, and twice for her return – the practice has now stopped; the last time it was rung to tell of a lost ship was in 1979 and the last time it was rung to herald the return of an overdue ship was in 1989


Fast forward to today, marine insurance is still offered by Lloyds Underwriters. From huge ocean liners down to small pleasure yachts, the unforgiving high seas require nothing short of a hardworking and diligent crew – all of whom need personal accident insurance. It’s not hard to imagine the increased risk of injury, working aboard a vessel at sea and Yacht Crew Welfare Insurance from Worldwide Special Risks provides peace of mind to all board; from captain to deck hands.

Summer the Mediterranean and Winter in the Caribbean is very attractive prospect for most – but sea travel is, and will continue to be a high risk lifestyle. Over 100 ships are lost at sea each year – only last week, a crew of 7 were rescued from a 75m yacht called Enigma and Phocea off the coast of Malaysia! Check out the *Super Yacht Times* for the full story!

The Worldwide Special Risks Yacht Crew Welfare product provides MLC compliant Personal Accident & Medical insurance whilst having the ability to tailor the coverage to the needs of today’s Superyacht Owner, Crew and Guest and is backed by “A+” rated securities at Lloyds of London. For more information on Yacht Crew Welfare Insurance please contact our team on 01727 843686 or email us at

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